SimCore Products
SIMCORE – Core Banking System
Simple yet innovative core banking solutions designed to meet the evolving needs of financial institutions.
- Live product
- 32 modules
- ISO 9001:2015
Overview
Real-time processing across every branch
This all-inclusive, modern, and user-friendly digital platform empowers organizations ranging from small-scale operations to complex banks. Developed by industry experts in alignment with international standards, it enables Financial Service Providers to launch new distribution channels, create competitive products, deliver services more efficiently, and offer an enhanced customer experience.
At a glance
Core Banking System
- Category
- Core banking
- Deployment
- Cloud-native
- Modules
- 32
- Licensing
- Flexible
- Certification
- ISO 9001:2015
- Support
- Dedicated team
No commitment. Free consultation.
Differentiators
What makes it special
Three things this product does that the alternative on the table does not.
Developed by industry experts
The platform was built in alignment with international standards by people who had already worked inside banking, finance and retail — not by engineers guessing at what a ledger needs to do.
Incremental, and yours to shape
Incremental deployment and unlimited product creation mean an institution takes only the modules it needs today. The platform is highly customizable, so the business model drives the configuration.
Cloud-native from the start
A cloud-native, scalable and responsive solution with cross-platform interoperability, advanced security and controls, and a dedicated support team behind it.
Who it serves
Serviceable financial service providers
Commercial Banks & Savings Banks
Our system helps commercial and savings banks manage transactions, accounts, and compliance efficiently, ensuring smooth operations and better customer service.
Development Banks & Finance Companies
Designed for development banks and finance companies, our solution simplifies loan processing, fund management, and risk assessment for smarter financial decisions.
Micro-financiers & Cooperative Societies
We support micro-financiers and cooperatives with easy-to-use tools for micro-lending, savings management, and transparent financial operations.
Platform
Core banking modules
Thirty-two modules covering every layer of the institution, from the general ledger to the field agent in the village. Deployment is incremental — take the modules the business needs and add the rest later.
In detail
Benefits and features
BENEFITS
Cloud-native solution Unlimited product creation Incremental deployment Highly customizable Scalable & responsive Cross-platform interoperability User-friendliness & adaptability Advanced security & controls Flexible licensing Dedicated support team
FEATURES
Field agent mobile app Digital wallet app Inter-branch general ledger accounts Hire purchase Provisioning for non-performing loans Collateral management Passbook & e-statements Budgeting & forecasting Reports & enquiries Alerts & notifications
CREDENTIALS
Certified Quality
A vendor asking a bank to replace its core has to prove something first. This is what SimCore can show.
- ISO 9001:2015
Certified quality management system
SimCore Tech (Pvt) Ltd is certified to ISO 9001:2015. The quality management system behind that certificate is applied to every solution we deliver, this one included.
Read the certificate - Established 2017
Built by people who ran these systems
SimCore was founded in Sri Lanka in 2017 by a team drawn from the banking, finance and retail sectors — the same sectors this platform is built for.
About SimCore
FAQ
Frequently asked questions
Technical
How is the system deployed?
SIMCORE is a cloud-native solution and supports incremental deployment — modules go live in stages rather than as a single cut-over, so an institution can start with the core ledger and add the rest over time.
What is covered by the 32 modules?
Everything from the general ledger, customer management and teller cash management through to loan origination, pawning, foreign currency buy and sell, business intelligence and the audit module. The full list is on this page under Core banking modules.
Does it work with the systems we already run?
Yes. The platform provides cross-platform interoperability and a system interface module for integration with existing infrastructure.
How is the system secured?
Through advanced security and controls, a dedicated system security module, and a separate audit module that records activity across the platform.
Commercial
Which institutions is it built for?
Organizations ranging from small-scale operations to complex banks — commercial and savings banks, development banks and finance companies, and micro-financiers and cooperative societies.
How is it licensed?
Licensing is flexible, and product creation within the platform is unlimited, so launching a new deposit or loan product does not carry a separate licence cost.
What support comes with it?
A dedicated support team. SimCore Tech (Pvt) Ltd is certified to ISO 9001:2015, and that quality management system applies to every solution we deliver.
Can we see it running before we commit?
Yes — get in touch and we will arrange a demonstration against your own scenarios. There is no commitment attached to it.
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TURNING INNOVATION INTO SUCCESS